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Posted

Does the retirement age in a 401(k) Profit sharing Plan (with no Joint and Survivor options, or should I say no annuity options?)

have any significance other than that is the age when everyone is 100% vested?

Posted

It also allows an EE of that age (or older) to make in-service withdrawals.

John Simmons

johnsimmonslaw@gmail.com

Note to Readers: For you, I'm a stranger posting on a bulletin board. Posts here should not be given the same weight as personalized advice from a professional who knows or can learn all the facts of your situation.

Posted

I've seen plans where being "retirement eligible" made certain other withdrawal options available (such as taking partial withdrawals "as needed" versus all-or-nothing lump sums).

Kurt Vonnegut: 'To be is to do'-Socrates 'To do is to be'-Jean-Paul Sartre 'Do be do be do'-Frank Sinatra

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