Prototype SEP

[SMB]

Looking for a provider (preferably a mutual fund family or discount broker) who offers a "prototype" SEP versus IRS Form 5305-SEP. Client also sponsors a 403(b) Plan, so cannot use IRS model form.

Thanks!

[Gary Lesser]

There may be a "breakpoint" advantage by using the SEP-IRA of the sponsor of the funds used in the 403(b) plan. Many of the major fund families have prototype SEP-IRAs (e.g., Seligman, American, among many). The IRA accounts can be set-up/established by most any broker-dealer registered representative.