Jump to content

Loan Repayments - Balloon


Recommended Posts

Guest Richele
Posted

Can a loan from a 401(k) Plan be repaid under a balloon type repayment?

Participant pays interest monthly, then at the end of the loan term they pay off the principle.

Posted

IRC section 72(p) requires level amortization of the loan with payments of both principal and interest at least quarterly, otherwise the loan is treated as a distribution.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...

Important Information

Terms of Use