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402g Refunds for 2008


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Guest robwgriff
Posted

Researched and can not find a distinct answer - hoping someone could help.

According to PPA Amendment, excess deferrals are now taxed in the year of distribution. I am assuming that means only one 1099r in 2009, unlike prior years where you did the "P" and "8".

However, what do you do when there is a loss - do you still distribute the full amount and send a letter regarding the loss, or do you send the net amount as the refund with a letter explaining why the amount is less than the full excess deferral.

Thanks for any help.

Posted

Try reading 2008 IRS Publication 525. I believe PPA changes were for excess contributions and not excess deferrals.

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