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Posted

A spouse is receiving RMDs as the beneficiary. Who gets the 1099 and what would the code be?

Dead guy - Code 4?

Dead guy - Code 7?

Wife - Code 7?

Wife - Code 4?

I've been stuck on these scenarios for years and haven't gotten a solid answer out of anyone :\

Just a lot of shrugs and guesses.

Posted
Distribution from Inherited IRA, dead husband's IRA, beneficiary account in qualified plan?

Oops.

Distribution from dead husband's account in a qualified retirement plan.

Posted

The wife actually received the payment, so the 1099 goes to her, and it is on account of death, so it is code 4.

Ed Snyder

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