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Correcting an overpayment into 401K


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Guest starrynight8
Posted

Hello! Please help. Would I need to report an overpayment of less than $500 into my 401K (2008), and if yes, which form should I use? I plan to e-file in a few hours... Please help!!

Posted

If it is an employee deferral of $500 in excess of the $15,500 limit, you should try to get it out TODAY.

If it is in excess of the deductible limit, don't report it on your tax return...just don't deduct it. I believe you will have a 6% penalty tax due by July 31, 5009 on form 5330.

You are short of time so if you want to call me

Jim Chad 616-284-5285

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