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Posted

A 401(k) Plan has a participant that terminated in 2005 and they still have an account balance as of 12/31/08.

My question is where to report them on Form 5500. Line 7b or 7c

7b = Retired or seperated participants receiving benefits

7c = Other retired or seperated participants entitled to future benefits.

I am thinking since they have not requested a distribution yet, they are entitled to future benefits and should be reported on line 7c.

Is this corrrect?

Posted

I always put people who are receiving installment payments in b, and all others in c.

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

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