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Posted

Medical practice has a 401(k) plan.

The plan operates on a calendar year basis.

One physician retired as of 6/30 but will be receiving payments based on A/R receipts for 18 months.

Plan defines compensation as 3401(a) comp.

A/R payments are included in the physicians' W-2 income.

Should the plan continue to treat the A/R payments as compensation for this physician under the plan even though he is no longer working?

Thanks!

Posted

What is in the plan's amendment for the final 415 regulations?

It may include compensation paid through the later of 2-1/2 months following termination or the end of the limitation year of termination.

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