2009 RMD's and Union Plans

[austin3515]

If a client wants to suspend RMD's for 2009 (whcih is an optional amendment) is required to get union approval for that change?

[masteff]

Entirely dependent on the CBA and how it defines the employer's ability to make plan changes. I've known of CBAs that negotiated the provision of benefits and the employer contributions to such but left the exact form and structure to the employer, in which case the optional amendment could be done w/out negotiation (but generally requires notice to the union). I'd defer the client to their labor relations atty.