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QACA and 1 Year Wait


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Guest Pension Girl
Posted

Can a QACA plan, which has the auto enrollment provision and safe harbor, have a one year waiting period for the safe harbor match? I assume it operates the same as a traditional safe harbor plan, but wanted to see if anyone had a different opinion.

  • 2 weeks later...
Posted

Yes, it can have a one-year wait but ...

There are some tricky issues about the timing of the auto enrollment. It might have to be done when the person becomes eligible for the QACA match, not just when they become eligible for deferrals.

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