Must withdrawals come out pro rata Roth and pre-tax?

[Guest Rissa]

Can a participant specify that a withdrawal come only from their Roth 401(k) or must the withdrawal come out pro rata from both their Roth account and their pre-tax account?

[Guest PhxSunDevil]

Can a participant specify that a withdrawal come only from their Roth 401(k) or must the withdrawal come out pro rata from both their Roth account and their pre-tax account?

Rissa,

You would have to ask what the plan documents stat. In most cases once you have stopped employment or have retired you have to right to request any amount of money you wish from whatever source. Contact your Plan Admin for more information about the 401(k) Plan you are in.

Jack

QKA