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Disability distribution


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Posted

Theresa, yes you are correct. The 20% withholding is for Fed tax purposes (for pre-tax monies). The difference would be that the 10% penalty charge would not be applicable as long as the employee's disability is a true 'disability' under the regs. I have had several employees complete a distribution form indicating that the reason for the withdrawal is a disability and it turns out that they only have minor/ short-term disability.

Guest Theresa
Posted

Am I correct in that you still have the automatic withholding of 20% on lump sum distributions, even if the participant is totally disabled?

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