austin3515 Posted March 31, 2010 Posted March 31, 2010 How low would you go? 5% vested? 10%? In the present situation, participant needs an 18% of pay contribution for a total of about $5,000. Austin Powers, CPA, QPA, ERPA
Mike Preston Posted March 31, 2010 Posted March 31, 2010 I've never been comfortable with anything less than the lowest percentage which exceeds zero on the plan's vesting schedule. That is typically 20%.
austin3515 Posted March 31, 2010 Author Posted March 31, 2010 So for cliff vesting, you would do 100%? Austin Powers, CPA, QPA, ERPA
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