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Safe Harbor Match - Compensation


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Guest Jstriley
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If a plan has a different compensation for salary deferrals and safe harbor matching, how is the basic safe harbor matching calculation performed? For example: Using the following information, what would the deferral percentage to match be?

Gross compensation for the plan year of $25,000

Deferrals of $1,250

Deferral compensation was W-2 wages plus deferrals

SHMAT compensation was only W-2 wages

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