rlb64 Posted November 2, 2010 Posted November 2, 2010 With the risk of oversimplying things, company adopts a 3% participant directed profit sharing for hourly employees and a 3% cash balance for salaried employees. Company must permissively aggregate both plans for 401a4. Would the participant direction among other benefits be considered a benefits rights and feature that must be tested? Would both plans need to be tested for BRF? What are the issues?
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