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Plain Vanilla TIAA-CREF Contract

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Got a TIAA Traditional, TIAA Real Estate, both clearly on th group annuity contract side (403b1). What aobut the CREF side of it? Is that considered 403b7 becauise it is mutuial funds? Or is still under 403b1 b/c it is offerend through a group annuity contract? Of course, this results in different availability of in-service distriubtions dpeending on where you monry is invested, whcih seems ridiculous under one platform.

But is that the case?

Austin Powers, CPA, QPA, ERPA

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