Providing a QJ&S example

[AlbanyConsultant]

Whenever we prepare a distribution package for a participant who has QJ&S (usually merged MP plans these days), we run a calculation to give all the options specifically calculated for that participant's balance. However, someone recently asked me why I bothered with that, and that I could just give an example.

This had never ocurred to me. Any thoughts on how legit this is?

[Bird]

We give numbers too. I have a vague recollection that the annuity options can be described without numbers, but figured it was easier to keep doing what we've been doing. Certainly a lot of plans don't give the numbers.