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Plans merging...


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Guest SJPrince
Posted

2 companies merged, both having 401(k) plans. One company dissolved and there are only 2 participants from that company still employed by the surviving company. I am trying to determine whether it is best to terminate the dissolved company's plan or to merge it with the surviving company's plan.

Any advice or direction? Thanks.

Posted

Terminating the plan and distributing its assets won't work if those 2 employees are contributing to another 401(k) plan within the controlled group.

Merging the plans may become easier when the new 411(d)(6) regulations come out. Treasury officials have given some verbal previews of the new guidance and it sounds helpful. I'd put this project on the back burner for a couple weeks until that guidance comes out.

[This message has been edited by MWeddell (edited 02-07-2000).]

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