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Auto EE deferral increase w/o Auto Enrollment


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Guest glhotdog
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A "Broker" has contacted our office requesting that a Safe Harbor 401(k) Plan be amended to allow for Annual Auto EE Deferral Increases be implemented with the Plan Sponsor's asset custodian.

As a Safe Harbor, the Plan does not have Auto Enrollment and that is not a desire by the Plan Sponsor.

To facilitate the asset custodians auto deferral increase procedures, is it necessary to amend/restate the plan document, and if so, does the new provision remove the plan from the Safe Harbor reliance?

Any thoughts and/or experiences? Pitfalls?

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