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Cash Balance/401(k) Plan Offset Arrangements


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I have currently submitted aproximately 40 CB/401k offset plans. This process began back in June of 2009. After two deficiencies from the IRS agent, we prepared the requested changes and sent them in and are now waiting for the first letter to be issued.

I know that there is a buzz in the industry regarding the legality of these types of arrangements. Has anybody received a favorable letter on this arrangement? If so, how long did it take you to receive it? Any suggestions or guidance would be appreciated.

Thanks, everybody. ;)

"Great thoughts reduced to practice become great acts." William Hazlitt

CPC, QPA, QKA, ERPA, APA

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