Do SEPS have the same level of protection from creditors as does let's say a 401(k)?

[Guest sugar daddy]

If not, I would guess the participant, if possible, could roll their funds over into another plan

[ETA Consulting LLC]

The SEP is only a traditional IRA. So, you're looking at creditor protection for IRAs when dealing with SEPs.

Good Luck!

[mbozek]

The SEP is only a traditional IRA. So, you're looking at creditor protection for IRAs when dealing with SEPs.

Good Luck!

SEPS have unlimited protection from bankruptcy creditors while all IRAs of a taxpayer are only protected from bankruptcy creditors up to a total of $1,093,000.

SEPS/ IRAs have same protection from general creditors in many states that are available to qualified plans. In NJ there is unlimited protection from all creditors except for fraudlent conveyance and QDROs.

[ETA Consulting LLC]

Indeed, so it's not the same protection as a 401(k) as it is not a qualified plan

Question, with respect to the $1 million bankruptcy protection for IRAs, don't qualified plan funds that were rolled into IRAs continue to receive bankruptcy protection regardless of the amount?