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Can someone clarify the notice requirements for ACA and EACA plans (i.e., who gets the notices)? It's my understanding that annual notices must be provided correct? I thought the regs say to anyone covered by the ACA or EACA should receive the annual notice. I get that newly eligible employees have to be notified. But for ongoing participants, does "anyone covered by the ACA or EACA" mean all eligible participants in the plan or just those that were automatically enrolled? Either way it seems redundant and a little silly to continuously notify participants annually once they've already been enrolled (whether voluntarily or automatcially) and provided the information when they first entered the plan, no?? Maybe it's just me.

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