1040 Schedule C 401k Election

[austin3515]

Is there any reason that a sole proprietor can't use an evergreen deferral election? In other words indicate "I elect to make 401(k) contributions equal to the max allowed (including catch-ups) every single year until I change my election."

I've just never did it that way because it generally comes up on a one-off basis. But now I'm in a position to use more of an evergreen election.

[Bird]

We do it all the time.

[movedon]

Me, too. In fact, I do it with my own plan - and when I have a year where I decide not to defer, I write "except for in 20xx I elect to defer $0" in the margin .