Auto Increase

[Guest GoHeels1282]

Can Auto Increase (increasing participant deferrals amounts each year up to a specified percentage) being implemented and applied to participants who were not automatically enrolled into the plan?

One of the documents we use only allows for Auto increase if the plan uses auto enroll. The document is not set up to allow for the use of AI without auto enroll, and even then, auto increase is limited to only the participants who were auto enrolled into the plan...

can AI can be used without AE and can it be applied to all plan participants?

Thanks

[ETA Consulting LLC]

You can do anything you want with the proper advanced notification. I think more details on what you're trying to accomplish (and perhaps the thought processes behind it) would be more helpful in addressing your issue.

Auto increase without auto enroll is like internet access with no computer; think about it

Good Luck!

[Guest GoHeels1282]

The plan has had trouble passing ADP- NHCE participation is high, but the deferral %'s are pretty low. Without incentivizing the participants with additional matching contributions, we were looking at auto increase, but everything I have read and every plan document I have come across only allows for auto increase as part of an ACA program, and can only apply to those pp's who were automatically enrolled....