Conversion of manditory distribution to a Roth

[Guest Gahusker]

Is it possible to convert the Manditory Distribution at 701/2 and after, from a regular IRA to the Roth after the taxes are paid. Example if the manditory distribution is say $15,000 pay the tax and roll this into a Roth, and do so for each year that follows.

[Gary Lesser]

No. Required minimum distributions may not be rolled over (.). However, up to $2,000 may be contributed as an annual Roth IRA contribution provided the individual qualifies (and has W-2 or personal service income to support the contribution).