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Posted

A client has several frozen SEP accounts and wishes to consolidate them. He has found an investment vehicle with a fixed rate of return, but the investment is only available to SEPs, SIMPLES and 403(b).

Can a SEP account be established just as a rollover with no additional contribution?

Posted

A SEP is a vehicle to get money into an IRA. It's hard to imagine an investment that is permitted in a SEP-IRA but not a regular IRA.

Anyway, I don't see why an account couldn't be opened but no new contributions made to it.

Ed Snyder

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