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Posted

Can someone provide me with the Regulations/Cite that allows plan sponsors to cashout terminated participants balances that are less than $1,000?

Also, is there a requirement by either the IRS or DOL relating to the under $1,000 cash out process? Please provide the regulation or Code. Thanks.

Posted

You know, the best approach is to read the document for that plan. Everything this is "allowed" by the Code isn't always included in the plan's written terms. Also, 99.9997% of the time, if it is written within the plan's terms, it is allowed in the Regulations. I'd start with the reading the plan. I "think" the section of the code is 411(a)(11), but not sure without additional research.

Good Luck!

CPC, QPA, QKA, TGPC, ERPA

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