3 month eligibility

[Guest decjr]

Plan doc has 3 mo eligibility + 1st of mo entry. Not consecutive service and no minimum hours required. Plan has a lot of summer workers who come and go each year so am trying to determine eligibility accurately. How do you determine if a person met eligibility requirement prior to DOT assuming they term'd prior to 3 mo from DOH? If they're rehired within 12 mo from DOH do you add the time together? If anyone has an example with dates that would helpful. Ty

[K2retire]

Why not amend the plan to make it 3 consecutive months?

[Guest decjr]

I agree, but not my decision unfortunately.

[Tom Poje]

the cure for insomnia is enclosed. it is an IRS publication.

note: by minimum participation it is not referring to DB plans, but minimum participation to enter a plan.

probably the highlighted items at the start are sufficient,

but there will be a quiz will be on the whole text.

Hopefully Blinky the 3 eyed fish, the 'caped' crusader, and Austin are available to prepare the questions.

min partic standards publication 6388.pdf