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Posted

Participant still working. Not a 5% owner. Turns 701/2 in December. No current required beginning date for 401(k) because still working.

He has 2 IRA's. If plan allows, can he roll them into the 401(k) and delay the required beginning date for them?

Posted

Technically, he's too late for this year. But yes, it's been discussed and agreed in a couple of prior threads that he could take his 2014 minimum required distribution and then rollover to the plan and not have to do distributions in future years until such time as he retires.

Kurt Vonnegut: 'To be is to do'-Socrates 'To do is to be'-Jean-Paul Sartre 'Do be do be do'-Frank Sinatra

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