Pre PPA Auto Enroll vs ACA vs EACA vs QACA - HELP!!!

[HarleyBabe]

Can't believe I'm dealing with Plan Design right now the week before the 15th BUT can someone please help me.

I have a new 403(b) for 2015 and the advisor has said let's use auto enrollment. Well, I asked which kind. They said not the one that auto increases.

To be honest, in 24 years, I've never had one of these type plans. Can someone please tell me the differences and why one vs the other.

I do know that the original auto enrollment or negative election is simply a percentage goes in unless they say otherwise. However, you cannot withdraw after the fact correct? Also, what is the postives of this vs

ACA -

vs

EACA -

vs

QACA - I know this comes with a safe harbor requirement, can be withdrawn, has a vesting schedule.

Thank You,

[austin3515]

https://www.jpmorgan.com/cm/BlobServer/Auto_Contributions_Comparison_Chart_JPMorgan.pdf?blobkey=id&blobwhere=1158591832360&blobheader=application/pdf&blobheadername1=Cache-Control&blobheadervalue1=private&blobcol=urldata&blobtable=MungoBlobs

Found this little gem for ya...

[HarleyBabe]

thank you.