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Posted

Hoping someone can help me out here!

One of my employers failed to begin elective tax deferred contributions from an employees paycheck.

The employee signed up last July of 2014 and is just now reporting that deferrals are not coming out.

The employer has a signed copy of election in the employee's file (the company also matches on deferrals.

Is there a regulation that states how this should be handled?

Is the employer responsible to make up both the EE and ER contributions?

Posted

What QDROPhile said, which says 50% of the missed deferrals (i.e., if he elected 6%, the correction is 3%) plus 100% of the missed match. So if the match is 50% of this first 6, match correction is 3%.

Austin Powers, CPA, QPA, ERPA

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