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Voluntary Correction Program - Missed Safe Harbor Contribtions


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Posted

Does anyone have any insight into what remedies a Plan Sponsor has under the VCP for not making the Safe Harbor contribution as specified in the Plan Document for a 4 year period?

In addition, the ADP test was not preformed and the Plan is Top Heavy.

Posted

Does anyone have any insight into what remedies a Plan Sponsor has under the VCP for not making the Safe Harbor contribution as specified in the Plan Document for a 4 year period?

In addition, the ADP test was not preformed and the Plan is Top Heavy.

Trifecta!

I believe the VCP remedy is to make all the missed contributions with interest to make participants whole and submit a VCP application with the correction.

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