Amending Plan for Automatic Enrollment

[TPA Bob]

Have a client that wants to add a Automatic Contribution Arrangement (ACA) and not an EACA or QACA. They want to do as soon as possible.

Do we have to wait until the beginning of the next plan year to adopt? Or can we amend mid year. Seems clear to me that an EACA and QACA must be at beginning of year but have conflicting view points on ACA.

Thanks in advance.

[Belgarath]

You can implement an ACA mid-year. Can't for an EACA or a QACA as you mentioned.