Stopping Match on Catch-Up Contributions

[khn]

A plan has a discretionary match. They were at one point matching catch-up contributions, but decided to stop last year. A participant is complaining that they were not notified of the change.

Does the employer need to inform participants of this change via an SMM, or is the fact that the SPD says the following enough? "Your Employer may make a discretionary matching contribution equal to a uniform percentage of your salary deferrals. Each year, your Employer will determine the amount of the discretionary percentage.'

[Mike Preston]

Was there an amendment?

[austin3515]

The doc should specifically say whether or not catch-ups are matched.