Jump to content

Recommended Posts

Posted

Let's say a participant contribution a total of $100 in a 401k plan in Roth contributions. The participant takes out a distribution and is charged with $50 distribution fee. How should the Roth basis be reported on 1099-R? Is it the total $100? Does the $50 distribution fee count as a loss?

Posted

I believe the fee should be charged against the participant's account and he would take a $50 distribution. That would leave him an additional $50 Roth Contribution basis in the plan.

Good Luck!

CPC, QPA, QKA, TGPC, ERPA

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...

Important Information

Terms of Use