participant enrollment

[pmacduff]

I'm sure this has happened but I'm not finding any threads.

Safe harbor nonelective 3% 401(k) plan - individual accounts - newly eligible participant is refusing to complete an enrollment form.

What would others do? Set the participant up in a target fund based on his DOB?

I'm always amazed at people who don't want "free" money

[four01kman]

You should put the money in the Qualified Default Investment Arrangement selected by the Plan Sponsor. If none, create one and notify all employees on an annual basis.