ACA reporting - who is responsible for what form?

[Belgarath]

Assuming you are not an Applicable Large Employer (ALE) - just trying to confirm WHO must do the filings...

If plan is insured, the insurance company prepares and files the 1095-B's. Do they also do the 1094-B transmittal, or must the employer do this? If under government sponsor (for CHIP, Medicare, Medicaid, etc.) or Health Insurance Marketplace, apparently they handle on a 1095-A, and with certain exceptions, on a 1095-B, and the employer doesn't have to do anything?.

If self-insured, then the employer must file both the 1094-B and the 1095-B's, right?

Thanks.

[Flyboyjohn]

You're correct, small employer only gets caught up in the ABC forms if it's offering a self-insured plan and even in that instance the plan TPA has probably (hopefully) been contracted to prepare the 1095-Bs and 1094-B transmittal for signature ready mailing/filing.

[Belgarath]

Thanks. Y'know, I actually do have some sympathy for the regulatory agencies, having to write regulations, procedures, come up with forms, etc., for all this stuff.

[Bill Presson]

Thanks. Y'know, I actually do have some sympathy for the regulatory agencies, having to write regulations, procedures, come up with forms, etc., for all this stuff.

Define "some"...

[Belgarath]

"Some" is a fluid standard. By that, I mean my level of benevolence and tolerance is directly proportional to the number of fluid ounces of The Macallan that I have lovingly sipped. Since my intake is drastically limited by the expense, my sympathy is limited to "some."

[Bill Presson]

"Some" is a fluid standard. By that, I mean my level of benevolence and tolerance is directly proportional to the number of fluid ounces of The Macallan that I have lovingly sipped. Since my intake is drastically limited by the expense, my sympathy is limited to "some."

Replace Macallan with Woodford Reserve and we agree.

[Belgarath]

Hmmm - can't recall ever having seen that up here in the frozen North, but then, I haven't looked. I'll have to keep my eye out. P.S. just googled it, and discovered it is Bourbon. Sadly, I simply can't force Bourbon past my tonsils, so I'll stick with the Scotch.