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I have a participant who is still employed by a us company but is in India (no longer on us payroll system). they are looking to take a withdrawal from their 401K & I can not find any options available other than a roll over (but that would need to be only their roll over contribution portion if applicable). They can not apply for a loan as they are no longer on the us payroll system and they can not defer in India so will this participant need to wait until retirement age or termination to receive his US 401K?

thanks for any insight in this situation.

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