Employee contributions to HSA, NOT through 125 plan

[Belgarath]

Although done through payroll deduction, not part of 125 plan. These should be included in income, and 401(k) deferrals should be withheld from these amounts unless specifically excluded, right?

[jpod]

I think what you mean is that the HSA deduction amounts should be counted as compensation/salary for purposes of applying the 401k deferral % elected. If that is what you mean, I agree.

[Belgarath]

Yep, that's what I meant. Thanks.