Auto Enroll Notices

[JKW]

I have a plan with automatic enrollment notice - it only effects the newly 1/1/17 eligible employees. No changes are made to current employees with an election on file. Does the plan still have to send the notice to everyone? Or just those newly eligible?

[TPAJake]

I would send it to everyone, but that may not be required

[John Feldt ERPA CPC QPA]

For now, just your new entrants need the notice.

But annually, I think it is technically required for all those stay auto-enrolled (deferrals are being withheld but they've never made an election to have deferrals withheld).

Of course, all new entrants who also will be auto-enrolled if they make no election will certainly need to be notified prior to entry.

So, even though your plan is starting with 1-1-2017 with new entrants only, given time, you will have both new entrants and prior auto-enrollees that should get the notice. If tracking that is troublesome, you could provide the notice to everyone, assuming the notice language won't confuse anyone.