Consumer directed H&W plan for new hires

[alexa]

Currently we have a PPO H&W Plan with fairly generous H&W benefits. We are thinking about offering a new consumer directed high deductible health plan with an HSA but just for new hires.

Does anyone see any issues with this?

Thanks

Lexy

[alexa]

Just to clarify everyone employed prior to say 1/1/17 keeps old plan and does not get the new consumer directed plan. New hires only get the option the high deductible plan

Lexy

[Chaz]

You have to consider the comparable contributions requirements (if not using a cafeteria plan for HSA contributions) or the cafeteria plan nondiscrimination tests (if using a cafeteria plan).

Also, you must consider the self-insured plan nondiscrimination test if your PPO is self-insured.