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Posted

An employer match forfeiture was allocated based on deferrals instead of compensation.  Document says pro rata compensation.  If using SCP under EPCRS can the correction method be that the participants that received too much have it taken away and given to the participants that should have received more.

What if the failure has been for longer than the last 2 years?  Can it still be correct using EPCRS?

Posted

You need to determine if the error was significant vs insignificant.  Insignificant errors can be corrected at any time under SCP.

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

Posted

Thank you.

Calculating on the highest allocation % is going to be to costly.  So was going to use the zero out method.  Which means asking for $ back from several years ago.

Appreciate your input.

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