use of different safe harbors

[thepensionmaven]

Employer sponsors stand alone safe harbor non-elective, can the plan be amended to safe harbor match the folowing year, assuming all notices are timely given?

[Tom Poje]

yes, there is no requirement a plan be locked into one safe harbor formula forever, only for a given year.

[thepensionmaven]

Assume you mean, one year at a time?

If the client amends the plan to do the safe harbor match with a "maybe" notice for all future years?

[ETA Consulting LLC]

There is no "maybe" for match.  Only "SHNEC".

Good Luck!

[Belgarath]

Perhaps I'm misunderstanding what you are saying, but you can't use the "maybe" notice for a safe harbor matching provision - only for a nonelective.

Looks like ETA and I were responding at the same time, but I type more slowly...