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Posted

Mom dies at 99.

Son inherits her IRA.

Can it be rolled to son's 401k plan?

I think...(a lot of possibilities but I can't find anything that says yes or no, explicitly.)

Thank you

CBW

Posted

IRS Publication 590-A.  Page 20.

https://www.irs.gov/pub/irs-pdf/p590a.pdf

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

Posted
 
Thank you
 
I saw that:
"you can make a trustee-to-trustee transfer as long as the IRA into which amounts are being moved is set up and maintained in the name of the deceased."
 
I guess that means the IRA is the only option?
 

CBW

Posted

Perhaps it is also prudent to review Publication 590-B.

https://www.irs.gov/pub/irs-pdf/p590b.pdf

 

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

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