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I just picked up a 403b Document for a Tax Exempt entity that excludes employees who work less than 36 hours per week, with a 24 month waiting period (Elapse Time) and a 3 year cliff vesting schedule.  Does this sound right?

For deferrals this would not meet Universal Availability Requirement.  As for the Match, If someone has been there for 24 months and has worked 1000 hours within a 12 month period wouldn't they be eligible?  Lastly, with a 2 year wait can they have a vesting schedule?

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