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Posted

Hi, Is there any basis in using a discount rate for the FASB that is determined by taking the effective rate of the 430 HATFA segment Rates (minimum contribution rates---from the Val) ie 5.64%, and the effective rate of the 404 seg. rates (max contribution rates) ie 3.99%, and the average of the two effective rates is the discount rate for the FASB?  Thank you for any insights/opinions on this matter.

Posted

Just my opinion, but that does not conform to the definition within ASC715, although it could (accidentally) provide a reasonable rate.  Have you reviewed that definition?

However, in the real world, the discount rate selected might be a compromise, usually involving input from the actuary, the auditor, and the sponsor.  Note that some auditors don't exhibit much flexibility.  ?

 

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

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