EBAR Calculation - Cash Balance/Profit Sharing

[Stash026]

I believe I have the answer, but can't seem to find the actual language so I apologize.  In the 401(k) + Cash Balance Situation, when calculating the EBAR to test both plans combined would you include the 3% Safe Harbor in the equation?

Again, I apologize if it is a simple question just can't seem to put my fingers on it.  Thanks again everyone!

[Mike Preston]

Yes.

[Stash026]

Thanks Mike!  Just following up, I have the same question about Catchup Contributions?

Thanks again!

[John Feldt ERPA CPC QPA]

No.

[Mike Preston]

3 hours ago, John Feldt ERPA CPC QPA said:

No.

Agreed