RMD... financial advisor did not withhold

[Basically]

So this single member plan paid out the RMD for 2022 today but did not withhold the fed and state taxes.  The financial advisor is saying..."no harm no foul... just put on the 1099-R no withholding and the participant will be responsible for the taxes outside the plan".   He said that "the CPA will prepare some tax payment vouchers and remit the funds".  Soooo...  will there be a problem?  is this ok?

Thanks

 

[Bri]

Did the participant elect out of withholding?  Is his state one where withholding is mandatory?  

RMDs don't necessarily have to have withholding.  And absent an election, the FITW is generally 10%, but could have been waived by the participant.

In which case there may indeed be no free throws pending.

[Basically]

Thanks for the reply,  sorry for disappearing.  I will look up if Massachusetts requires withholding.