Required Minimum Dist from 457 and IRA

[Guest joebert]

May an individual use a w/drawal from a 457 plan to meet the combined required min dist from a 457 and an IRA? And vice versa?

[Mary Kay Foss]

The RMD for an IRA can only be satisfied by a distribution from an IRA. IRS notice from the late 1980's allows the RMD to be calculated from each IRA separately then satisfying the total amount from just one account -- pro rata distributions are not required. However, you can't mix types of plans to meet an IRA RMD.