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Hopefully this is a quick question for the experts out here.  The disproportionate QNEC rules under 1.401(k)-2(a)(6)(iv)(D) limit the amount of prevailing wage contributions that can be included in ADP testing to 10%.  We have a NHCE who received 14% in prevailing contributions in 2023.  Is the entire 14% excluded from ADP testing or can we use 10% and back-out the other 4%?

Our testing software is backing out the entire 14%.  This is the first time I've had someone over 10% and just want to be sure the software is treating it properly - or maybe I don't have it coded properly in the system.

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